San Antonio residents choose Kemper Auto because we make it easier to understand and purchase auto insurance. Our knowledgeable agents provide personalized service and help customers understand the terms so that they can choose coverage that fits their unique needs.
Kemper Auto offers flexible shopping options, including online quotes, over-the-phone and in-office assistance. We also provide support from bilingual agents (Spanish/English) who can help customers navigate their coverage options in the language they are most comfortable speaking.
Texas law requires drivers to demonstrate financial responsibility for accidents they cause. Most drivers meet this requirement by purchasing auto liability insurance.
- $30,000 for bodily injury per person
- $60,000 for bodily injury per accident
$25,000 for property damage per accident
Additional Auto Insurance Coverages
- Medical Payments Coverage: Medical payments coverage may help you and your passengers pay for medical expenses after a covered accident, regardless of who was at fault.
- Personal Injury Protection (PIP): Personal injury protection, commonly called PIP, may help cover medical expenses, lost wages, and certain related costs resulting from a covered accident.
- Uninsured/Underinsured Motorist Coverage (UM/UIM): Uninsured and underinsured motorist coverage may help protect you if you're involved in an accident with a driver who has no insurance or insufficient insurance coverage.
- Roadside Assistance: Roadside assistance can provide help when unexpected vehicle issues occur, such as flat tires, dead batteries, lockouts, or towing needs.
Find a Life Insurance Agent in San Antonio
Kemper also offers Life Insurance. Kemper Life has two locations in San Antonio where customers can receive personalized assistance with life insurance coverage. Customers can call or visit one of our local offices for in-person support. Agents may also be available to meet customers in their homes for added convenience.
Find a local San Antonio Kemper Life agent here.
Kemper is proud to support the San Antonio community and serve drivers throughout the region. As a member of both the Greater San Antonio Chamber of Commerce and the San Antonio Hispanic Chamber of Commerce, we are committed to helping local families, individuals, and business owners access reliable insurance coverage.
We proudly serve customers throughout San Antonio, Bexar County, Leon Valley, Alamo Heights, Castle Hills, Converse, Kirby, Live Oak, Universal City, Schertz, Selma, Helotes, and Balcones Heights.
If you need an SR-22 in San Antonio, Kemper can help. An SR-22 is a certificate filed with the Texas Department of Public Safety that verifies you carry the required auto insurance coverage.
Our agents can help determine whether an SR-22 filing is needed and assist you through the filing process. We work with drivers who need to meet state requirements and get back on the road legally and confidently.
- SR-22 filing services available in Texas
- Flexible payment options
- Bilingual agents (Spanish and English)
- Acceptance of Matrícula Consular for qualifying customers
- Personalized assistance from experienced insurance professionals
Call an agent today to get a quote at 877-352-0068.
Kemper Insurance Policies in San Antonio
Kemper offers more than auto insurance. We provide a variety of insurance coverage designed to help protect individuals, families, and business owners throughout San Antonio.
- Life Insurance
- Whole life insurance
- Term life insurance
- Graded death benefit insurance
Learn more about life insurance by visiting our website.
- Commercial Insurance
- Commercial auto insurance
- Commercial general liability insurance
- Business owner policies
Learn more about commercial insurance by visiting our website.
- Additional Coverages
- Accident insurance
- Fire and contents protection
For personal auto coverage information, visit our website.
San Antonio Car Insurance Rates
San Antonio car insurance rates are influenced by several factors. Insurance companies consider information such as driving history, age, vehicle type, location, coverage selections, claims history, and other rating factors when determining premiums.
Because every driver's situation is different, rates can vary significantly from one person to another. Comparing coverage options and available discounts can help you find insurance that fits your budget.
Auto Insurance Discounts in San Antonio
Kemper offers several discounts that may help eligible drivers lower their auto insurance premium. Available discounts vary based on eligibility and policy details.
Potential discounts include:
- Paid in full
- Proof of prior coverage
- Homeowner
- Good student
- Kemper Co-Pilot
- EFT autopay
- Defensive driving
- Air bag discount
- Anti-lock brake discount
- Anti-theft device discount
